- Small businesses wanting options for growth
- Mid-sized businesses
- Large organizations in need of Treasury Management Services to efficiently manage cash flow
We're here to help you protect & grow your business.
Business Essentials Checking
Small businesses looking for simplicity and convenience
- Minimum Initial Deposit - $50
- Up to 200 Transactions per Month4
- Free Visa® Debit Card
- Free Business Online Banking with unlimited mobile deposits
- Free eStatements & Check Images5
- Eligible for Build Your Own Treasury Solutions6
- Monthly Account Fee - $10 (may be waived)
Maintain a $1,000 minimum average daily balance to avoid the monthly account fee
Business Advantage Checking
Mid-sized businesses with higher transaction levels and more complex needs
- Minimum Initial Deposit - $50
- Up to 500 Transactions per month4
- Free Visa® Debit Card
- Free Business Online Banking with unlimited mobile deposits
- Free eStatements & Check Images5
- Eligible for Build Your Own Treasury Solutions6
- Monthly Account Fee - $20 (may be waived)
Maintain a $10,000 minimum average daily balance to avoid the monthly account fee
Business Analysis
Checking
Larger businesses with heavy transaction volume and sophisticated banking needs
- Minimum Initial Deposit - $50
- Free monthly analysis statement
- Free Visa® Debit Card
- Free Business Online Banking with unlimited mobile deposits
- Treasury Management Solutions [TMS] available6
- Eligible for Earnings Credit [ECR]7
- Monthly Account Fee - $20
Itemized depository and Treasury Management Service fees may be reduced or eliminated based on account activity and ECR7
IOLTA Package
(only available in NV)8
Built exclusively for lawyers. Your operating account, IOLTA(s), and treasury solutions are bundled all in one convenient package.
You’ll enjoy the following benefits on your IOLTA:
- No monthly maintenance fees.9
- No incoming or outgoing wire fees.9
- Email notifications for incoming wires.
- Free Check Positive Pay10 and Remote Deposit Capture.11
- Earn 2.25% APY12 on any balance.
Frequently Asked Questions [FAQs]
Check deposits can be made either by mail or using your mobile device with the FBBmobile app. You may also transfer funds to your account electronically from another bank (via ACH or wire transfer) or directly deposit your paycheck (contact your employer for more info).
Mail Deposits
To make a deposit by mail, send the check and deposit slip to:
- Farm Bureau Bank
PO Box 33427
San Antonio, TX 78265-3427
Make sure all checks are properly endorsed and include your account number on the back of the check under your endorsement.
Mobile Deposits
To make a mobile deposit:
- Sign the back of the check and include the following above or below your endorsement:
-
For mobile deposit at Farm Bureau Bank
-
- Log in to FBBmobile on your mobile device.
- Go to Menu.
- Go to Transactions.
- Go to Deposit Check.
- Select the Account.
- Enter the amount.
- Click Save.
- Capture front and back image of the check with your phone's camera.
- Submit deposit.
-
Remote Deposit Capture [RDC] is a solution that allows you to easily submit checks to the bank for deposit with the use of a desktop check scanner. An extended deadline to make your deposits and improved availability of funds means improving cash flow and working capital for your business or organization.
If you are interested in learning more about using this business service, contact our Relationship Banking department at 800.988.4419.
To find out more about opening a business account or adding additional business products and services, contact our Relationship Banking department at 800.988.4419.
Farm Bureau Bank is a full-service financial institution offering personal and business solutions to Farm Bureau members across the United States.
Helpful Tools
Disclosures:
¹ Promotional offer may be discontinued or changed at any time, without notice. Monthly account fees apply but may be waived if certain criteria are met. The $250 will be credited to your business checking account within 60 days after the qualification period of three (3) statement cycles. If the account is closed within six (6) months, the bonus will be deducted at account closing.
² You must process transactions on your new merchant services account for two (2) months to be eligible.
³ Qualifying Treasury Management Services [TMS] include Remote Deposit Capture [RDC], ACH Payments, ACH Collections, ACH Positive Pay, Check Positive Pay, and Wire Transfer Services. All TMS and business checking accounts are subject to limitations. Normal credit qualifications apply. Additional maintenance and processing fees apply. See Business Deposit Fee Schedule for detailed fee information. Enrollment in TMS does not replace the legal terms and conditions of any Business Checking Account. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product or service.
4 Debit transactions include all debits (i.e., ACH, checks, withdrawals) except Farm Bureau Bank debit card transactions and internal transfers. Transactions exceeding maximum monthly limit will be charged $0.50 for per transaction.
5 Up to five (5) years history available.
6 All Treasury Management Services [TMS] and business checking accounts are subject to limitations. Normal credit qualifications apply. Additional maintenance and processing fees apply. See Business Deposit Fee Schedule and/or Business Analysis Fee Schedule for detailed fee information. Enrollment in Treasury Management Services does not replace the legal terms and conditions of any Business Checking Account. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product or service.
7 Earnings Credit Rate [ECR] is determined by the Bank and is subject to change at the Bank’s discretion.
8 Operating account required.
9 Other fees may apply.
10 Message and data rates may apply, contact wireless provide for complete pricing details.
11 One (1) single-feed check scanner included.
12 Rates disclosed as Annual Percentage Yield [APY] and are subject to change without notice.