Farm Bureau Mortgage specializes in helping our customers get the best home loans to fit their unique goals and needs, especially when traditional products won’t cut it. We stand in the gap when it comes to helping you build your legacy.
Bank Statement Loans
For Self-Employed Borrowers. No tax returns required.
- Purchase or refinance
- Owner-occupied, second homes, and investment properties
- Uses business or personal bank statements to qualify
1099 Income Loans
For 1099 earners. No tax returns required.
- Purchase or refinance
- Owner-occupied, second homes, and investment properties
- Uses 1099 and year-to-date earnings statements to qualify
Profit & Loss Loans
For Self-Employed borrowers with Profit and Loss Statements
- Purchase or refinance
- Owner-occupied, second homes, and investment properties
- Uses business Profit & Loss statements and bank statements to qualify
Asset Qualifier Loans
For borrowers with assets. No employment required
- Purchase or refinance
- Primary residence only
- Uses seasoned liquid assets to qualify
DSCR Loans
For rental property investors
- Purchase or refinance
- Short-term rentals allowed
- Uses investment property cash flow to qualify
Bank Statement HELOC
A HELOC for Self-Employed Borrowers
- Keep your first mortgage, borrow only what you need as you need it
- Owner-occupied, second homes, and investment properties
- Uses business bank statements to qualify
Self-Employed Second Mortgage
A home equity loan for self-employed and real estate investors
- Keep your first mortgage, and receive your funds in a lump sum
- Owner-occupied, second homes, and investment properties
- Uses business bank statements or tax returns and P&L statements to qualify
Farm Bureau Bank is a full-service financial institution offering personal and business solutions to Farm Bureau members across the United States.
Additional Resources
Disclosures:
Not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant's credit, income, property, and a minimum loan amount.