- Accident or theft resulting in a total vehicle loss
- Costly repairs outside the manufacturer's warranty
- Protects against financial loss if vehicle is damaged beyond repair (totaled) or stolen and never recovered2
- Pays the difference between the insurance settlement and the outstanding loan balance2
- Available on most new and used vehicles3
- GAP fees can be added to your loan and included in your monthly payment
- Cancel within 60 days for a full refund4
For loans in a business name or used for a commercial purpose, add $200 to the applicable price.
Other restrictions may apply.
Other restrictions may apply.
- Protects against unexpected vehicle repair costs beyond the manufacturer’s warranty6
- Zero deductible on all plans
- All plans fully insured by Assurant Solutions
- Full open enrollment
- Repairs can be done at any licensed US or Canadian repair facility
- Direct pay to repair facility
- No limit on the number of claims (up to maximum liability)
- Cancel within 30 days for a full refund7
- Additional value-added benefits:8
- 24/7/365 emergency roadside assistance service
- Battery coverage
- Trip interruption
- Rental car benefits
- Transferability
- Total loss refund
- Enhanced Electronics Package [EEP] Coverage8 is included on Easy Street Coverage and as an additional option on our Main Street Coverage
Choose the coverage that meets your needs, all with a zero deductible:6,8
- Easy Street Coverage - Exclusionary coverage available on vehicles with current odometer reading up to 100,000 at the time of sale.
- Main Street Coverage - Listed component coverage of all major mechanical systems of the vehicle available on vehicles with current odometer reading up to 150,000 at the time of sale.
- First Street Coverage - Special Drivetrain coverage available for any vehicle regardless of year, model, or odometer reading!
Additional Information:
- Loan protection can be purchased outright or financed with vehicle loan
- MMP coverage is transferable (one time) upon private sale for a small fee
- For business vehicles to qualify for MMP coverage, loan must be in the owner's name(s) with a commercial use6
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Disclosures:
1 GAP claim coverage does not extend to cover amounts from payments that are delinquent, extended or skipped (Skip-A-Pay program) during the term of the loan.
2 GAP maximum: 125% MSRP (new) / NADA (used). GAP limit of liability: $50,000
3 Restrictions may apply based on balance, collateral, and loan term.
4 The purchase price for GAP may be fully refunded within 60 days of the effective date of coverage.
5 Excludes vehicles that exceed 1-ton capacity.
6 Availability may vary by state. Farm Bureau Bank does NOT offer MMP on equipment, boat, and non-vehicle loans. Additional restrictions apply for commercial use vehicles.
7 The purchase price for MMP may be fully refunded if cancelled within 30 days of contract purchase date. After 30 days, refund is prorated based on greater of time or miles.
8 See MMP brochure for details. Complete terms and provisions are contained within each service agreement.
9 Year Model and other limits may apply based on selected coverage.
10 Limited coverage.
11 Additional cost(s) may apply.