Credit Cards

Turn everyday purchases into everyday savings with the Farm Bureau® Member Rewards Mastercard®.
  • Triple points on Gas, Grocery, and Dining purchases1
  • Double points on select partner purchases1
  • Single points for each dollar spent on all other purchases1
  • We'll pay for your Farm Bureau membership renewal dues2
Apply Now: Credit Cards View Your Credit Card: Credit Cards

Introductory Offer

  • Receive a $100 statement credit after $500 is spent on eligible purchases in the first 120 days from account open date1
  • 2.99% introductory APR3 for the first 18 billing cycles on balance transfers made online and within the first 60 days after the account is opened.
  • No balance transfer fee for the first 60 days after account open date4
  • Receive Single points for every $1 in balance transfers, up to 2,500 points, for the first 60 days after account open date4

Features

  • No annual fee5
  • Low, variable APR based on your credit worthiness3
  • PLUS, Farm Bureau Bank will pay Farm Bureau membership renewal dues for select states after Members meet the spend requirement2
Member Rewards — Earn rewards on everyday purchases
Points Purchase Category
3x Gas, grocery, and dining1
2x Select Farm Bureau member benefit partner purchases1
1x All other eligible purchases1
Earn points just by using your card and redeem them for:
  • Account Credit - Redeem your points for an account credit.
  • Merchandise - Choose from millions of products - from bestselling books and DVDs to must-have TVs, MP3 players and other electronic gear, to unique odds and ends. At participating retailers, you can even pick up select merchandise in a local store the same day you complete your redemption with our convenient in-store pick-up option!
  • Travel - Flexible travel options and convenient online booking make it easy to customize trips with hundreds of flight, hotel, cruise, car rental and vacation package choices. There are no blackout dates, so travel whenever you want.
  • Events - Get front row seats at thousands of in-demand events. From concerts to sporting events, redeem your rewards for tickets to the best in entertainment.
  • Activities - Reward yourself with amazing and unforgettable experiences. Redeem points for hundreds of exciting adventures like helicopter rides and whitewater rafting trips, or indulge in a spa getaway.

Don't see your state listed? Your state is NOT currently a participating partner in the Membership Dues Reimbursement Program.

The following partners are part of our Double Points1 prorgram.  
State Benefit Partner(s)
Alabama Alabama Farmers Federation
Alfa® Mutual Insurance Company
Colorado Colorado Farm Bureau
Colorado Farm Bureau Mutual Insurance Company
Florida Florida Farm Bureau Federation
Florida Farm Bureau Casualty Insurance Company
Georgia Georgia Farm Bureau
Georgia Farm Bureau Mutual Insurance Company
Idaho Farm Bureau Mutual Insurance Company of Idaho
Indiana Indiana Farm Bureau
Indiana Farm Bureau Insurance
North Carolina North Carolina Farm Bureau Federation
North Carolina Farm Bureau Mutual Insurance
South Carolina South Carolina Farm Bureau Federation
South Carolina Farm Bureau Mutual Insurance
Texas Texas Farm Bureau
Texas Farm Bureau Insurance
Virginia Virginia Farm Bureau Insurance
Washington Washington Farm Bureau
Wisconsin Wisconsin Farm Bureau
Wisconsin Farm Bureau Insurance

Cardholders also enjoy:

  • A wide range of reward options with the Member Rewards Program6
  • Zero liability protection against unauthorized card transactions
  • 24/7 online account management to check balances, pay your bill, view card activity, redeem points, and set up alerts
  • Identity theft global service
  • Concierge service7
Frequently Asked Questions

To view your credit card statements online, click on the Login button on our website, then select Personal Credit Cards from the drop-down list.

  • Logon using your Last Name, the last six (6) digits of your social security number, last four (4) digits of your credit card number, zip code, and the 3-digit security code on the back of your card.
To access your eStatements:
  1. Under Account Info tab, select the eStatements link.
  2. You will be able to access a PDF version of your statements by clicking on the desired billing cycle date.iv

You can also access your credit card directly through our online banking platform.

  1. Click on the Login button on our website, then select Deposit Accounts from the drop-down list.
  2. Login using your Username and Password.
  3. From the top menu bar, go to Services then select Member Rewards MasterCard®.
  4. Follow the instructions above to access your eStatements.

To view your credit card transaction history online, click on the Login button on our website, then select Personal Credit Cards from the drop-down list.

  • Logon using your Last Name, the last six (6) digits of your social security number, last four (4) digits of your credit card number, zip code, and the 3-digit security code on the back of your card.
To view your transaction history:
  1. Your recent transactions are posted on the credit card center's main page.
  2. If you do not see a transaction on the main page or wish to search for a specific transaction, hover over the Account Info tab and select the Account Activity link.
  3. You will be able to view your posted transactions and easily search by date range and/or filter your history by category and/or price range.

You can also access your credit card directly through our online banking platform.

  1. Click on the Login button on our website, then select Deposit Accounts from the drop-down list.
  2. Login using your Username and Password.
  3. From the top menu bar, go to Services then select Member Rewards MasterCard®.
  4. Follow the instructions above to view your transaction history.

You may pay your Farm Bureau® Rewards MasterCard® online (using your checking or savings account), through the mail, or by phone.

Online

To pay your credit card online, click on the Login button on our website, then select Personal Credit Cards from the drop-down list.

  • Logon using your Last Name, the last six (6) digits of your social security number, last four (4) digits of your credit card number, zip code, and the 3-digit security code on the back of your card.
To make a payment:
  1. Click on the red Make Payment button under the section Current Payment Due or, from the top menu bar go to Payments then select Make a Payment.
  2. If you have not already done so, you may be prompted to Add a Payment Account.
  3. Select the desired account from the Payment Account drop-down (or click Add Payment Account to add a new account).
  4. Select the Payment Account and Payment Date, then click Continue.
  5. Verify the payment details, then click Confirm to submit the payment.
  6. You will be given a reference number to retain for your records that confirms the transaction has been completed.

You can also access your credit card directly through our online banking platform.

  1. Click on the Login button on our website, then select Deposit Accounts from the drop-down list.
  2. Login using your Username and Password.
  3. From the top menu bar, go to Services then select Member Rewards MasterCard®.
  4. Follow the instructions above to make a payment.

By Mail

To pay your credit card by mail, send the check and the remittance portion of your statement to:

  • Farm Bureau Bank Consumer Card Services
    PO Box 37035
    Boone, IA 50037-0035

By Phone

To pay your credit card by phone:

Yes! To set up recurring payments on your account, click on the Login button on our website, then select Personal Credit Cards from the drop-down list.

  • Logon using your Last Name, the last six (6) digits of your social security number, last four (4) digits of your credit card number, zip code, and the 3-digit security code on the back of your card.
To make a payment:
  1. From the top menu bar go to Payments then select Automatic Payments.
  2. Select the desired Automatic Payment Type, Payment Account Info, and Payment Amount, then click Submit.

You can also access your credit card directly through our online banking platform.

  1. Click on the Login button on our website, then select Deposit Accounts from the drop-down list.
  2. Login using your Username and Password.
  3. From the top menu bar, go to Services then select Member Rewards MasterCard®.
  4. Follow the instructions above to make a payment.

Disputes may be submitted either online or by phone.

Online

To submit a credit card dispute online, click on the Login button on our website, then select Personal Credit Cards from the drop-down list.

  • Logon using your Last Name, the last six (6) digits of your social security number, last four (4) digits of your credit card number, zip code, and the 3-digit security code on the back of your card.
To dispute a transaction:
  1. From the top menu bar, go to Account Services then select Dispute Transactions.
  2. Click the View Transaction button.
  3. You may select a specific billing cycle from the drop-down menu.
  4. Place a check mark next to the transaction(s) and click Submit.

You can also access your credit card directly through our online banking platform.

  1. Click on the Login button on our website, then select Deposit Accounts from the drop-down list.
  2. Login using your Username and Password.
  3. From the top menu bar, go to Services then select Member Rewards MasterCard®.
  4. Follow the instructions above to dispute a transaction.

By Phone

To submit a credit card dispute by phone:

To redeem your points online, click on the Login button on our website, then select Personal Credit Cards from the drop-down list.

  • Logon using your Last Name, the last six (6) digits of your social security number, last four (4) digits of your credit card number, zip code, and the 3-digit security code on the back of your card.
To redeem credit card points:
  1. Click the Browse Rewards button under the section Rewards Balance.
  2. Browse for rewards and follow the on-screen instructions to redeem your rewards points.

You can also access your credit card directly through our online banking platform.

  1. Click on the Login button on our website, then select Deposit Accounts from the drop-down list.
  2. Login using your Username and Password.
  3. From the top menu bar, go to Services then select Member Rewards MasterCard®.
  4. Follow the instructions above to redeem credit card points.

Some merchants may require the use of a PIN as an added identification feature. There are two ways to setup a PIN:

  • Call 1-888-891-2435 and follow the automated system. This method allows you to select a custom, personalized PIN that is ready for immediate use.
  • You may also contact a Farm Bureau Bank customer care representative by calling 1-866-644-2535 and request a randomly produced PIN via mail which will arrive within 7-10 business days.

Call 1-866-644-2535 and speak with a Farm Bureau Bank customer care representative.

If you have a credit card with flat numbers, you have received a MasterCard® unembossed, chip-enabled card. The flat numbers serve as another security feature to help manage risk. If you have questions regarding your MasterCard® unembossed card, call 1-866-644-2535 to speak to a Farm Bureau Bank customer care representative.
iv Subject to transaction history. eStatements go back one (1) year. Paper Statements go back 90 days.
Disclosures:

1 Eligible purchases mean any signature or pin-based, online, phone or mail-order purchase made with the Farm Bureau Member Rewards Mastercard. This excludes Cash Advances, Balance Transfers, credits and returns. Triple reward points on qualifying transactions based on merchant code (5411, 5499, 5541, 5542, 5812, 5813, 5814), up to $1500 quarterly. Double reward points may vary from state to state.

2 Based on purchases made in the calendar year that ends 60 days prior to membership renewal month. Balance transfers and cash advances are not included. State eligibility and minimum annual spend requirements for dues reimbursement vary by state and can be found here at membership dues. Available to new and existing members.

3 Rates disclosed as Annual Percentage Rate [APR] and are subject to change without notice. APRs will vary with the market based on the Prime Rate. Introductory APR is applicable for first 18 billing cycles if balance transfer is made online. After that, your APR will return to the current rate indicated on your statement. If timely payments are not received, the introductory APR may end early. Any amounts over your minimum payment will be allocated to the highest APR balances first. Please see complete card Terms and Conditions and/or Credit Card Agreement for Farm Bureau Member Rewards Mastercard for more information. 

4 Minimum balance transfer amount is $100 for each transfer request. The balance transfer fee is $0 for the first 60 days, and then changes to 4% of the amount of each transfer or $10.00, whichever is greater. Maximum of 2,500 points earned on balances transferred during the first 60 days. You can avoid paying interest on new purchases if you pay your entire statement balance in full each month. This means you will lose your grace period and pay interest on new purchases if you do not pay the statement balance (including any transferred balances under this offer) in full each month by the payment due date.

5 Other fees may apply.

6 See complete Member Rewards Program Terms and Conditions.

7 Concierge services are only available to World Mastercard holders. The cost of goods and services is billed to your Mastercard.

All offers are subject to credit approval. Not everyone will qualify for the World Mastercard and its benefits. Benefits will vary depending upon the card for which you are approved. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive a Platinum card which has fewer benefits. See the Platinum Mastercard Guide to Benefits for more information.

2.99% introductory balance transfer APR, balance transfer rewards point, and statement credit offers are available to new card members only.

Points expire after four full years.

Additional terms, conditions and exclusions apply. Refer to the World Guide to Benefits for details or call 1-800-492-3276 for more information.