Credit Cards

Turn everyday purchases into everyday savings with the Farm Bureau® Member Rewards Mastercard®.
  • Triple points on Gas, Grocery, and Dining purchases1
  • Double points on select partner purchases1
  • Single points for each dollar spent on all other purchases1
  • We'll pay for your Farm Bureau membership renewal dues2
Apply Now: Credit Cards View Your Credit Card: Credit Cards

Introductory Offer

  • 0.00% introductory APR* on Purchases  for the first nine (9) months/billing cycles3
  • Receive a $100 statement credit after $500 is spent on eligible purchases in the first 90 days from account open date1

Features

  • Purchase APR* - As low as 18.24% variable APR based on your credit worthiness3
  • No annual fee4
  • PLUS, Farm Bureau Bank will pay Farm Bureau membership renewal dues for select states after Members meet the spend requirement2
Member Rewards
Earn points just by using your card and redeem them for:
  • Account Credit - Redeem your points for an account credit.
  • Merchandise - Choose from millions of products - from bestselling books and DVDs to must-have TVs, MP3 players and other electronic gear, to unique odds and ends. At participating retailers, you can even pick up select merchandise in a local store the same day you complete your redemption with our convenient in-store pick-up option!
  • Travel - Flexible travel options and convenient online booking make it easy to customize trips with hundreds of flight, hotel, cruise, car rental and vacation package choices. There are no blackout dates, so travel whenever you want.
  • Events - Get front row seats at thousands of in-demand events. From concerts to sporting events, redeem your rewards for tickets to the best in entertainment.
  • Activities - Reward yourself with amazing and unforgettable experiences. Redeem points for hundreds of exciting adventures like helicopter rides and whitewater rafting trips, or indulge in a spa getaway.

Cardholders also enjoy:

  • A wide range of reward options with the Member Rewards Program5
  • Zero liability protection against unauthorized card transactions
  • 24/7 online account management to check balances, pay your bill, view card activity, redeem points, and set up alerts
  • Identity theft global service
  • Concierge service6
Premier Business Visa®
Organize all your business expenses and earn double reward points!2

Introductory 0.00% APR*

See Terms & Conditions for details.

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Do not include full account/social security numbers or other sensitive information when emailing Farm Bureau Bank.  
Frequently Asked Questions [FAQs]

Credit card statements can be viewed through online banking.

  1. Click on the Login button on our website, then select Online Banking from the drop-down list.
  2. Login using your Login ID and Password.
  3. Click on your credit card account tile on the homepage.
To view statements:
  • Under Account Info tab, select the eStatements link.
  • You will be able to access a PDF version of your statements by clicking on the desired billing cycle date.

Credit card transaction history can be viewed through online banking.

  1. Click on the Login button on our website, then select Online Banking from the drop-down list.
  2. Login using your Login ID and Password.
  3. Click on the credit card account tile on the homepage.  
To view your transaction history:
  • Your recent transactions are posted on the credit card center's main page.
  • If you do not see a transaction on the main page or wish to search for a specific transaction, hover over the Account Info tab and select the Account Activity link.
  • You will be able to view your posted transactions and easily search by date range and/or filter your history by category and/or price range.

You may pay your Farm Bureau® Rewards MasterCard® online (using your checking or savings account), through the mail, or by phone.

Online (primary/preferred method)

  1. To pay your credit card online, click on the Login button on our website, then select Online Banking from the drop-down list.
  2. Login using your Login ID and Password.
  3. Click on the credit card account tile on the homepage.  
To make a payment:
  • Click on the red Make Payment button under the section Current Payment Due or from the top menu bar go to Payments then select Make a Payment.
  • If you have not already done so, you may be prompted to Add a Payment Account.
  • Select the desired account from the Payment Account drop-down (or click Add Payment Account to add a new account).
  • Select the Payment Account and Payment Date, then click Continue.
  • Verify the payment details, then click Confirm to submit the payment.
  • You will be given a reference number to retain for your records that confirms the transaction has been completed.

By Mail

To pay your credit card by mail, send the check and the remittance portion of your statement to:
  • Farm Bureau Bank Consumer Card Services
    PO Box 37035
    Boone, IA 50037-0035

By Phone

To pay your credit card by phone:

Yes! You may set up recurring payments on your account through online banking.

  1. Click on the Login button on our website, then select Online Banking from the drop-down list.
  2. Login using your Login ID and Password.
  3. Click on the credit card account tile on the homepage.  
To make a recurring payment:
  • From the top menu bar go to Payments then select Automatic Payments.
  • Select the desired Automatic Payment TypePayment Account Info, and Payment Amount, then click Submit.

Disputes may be submitted either online or by phone.

Online

  1. Click on the Login button on our website, then select Online Banking from the drop-down list.
  2. Login using your Login ID and Password.
  3. Click on the credit card account tile on the homepage.  
To dispute a transaction:
  • From the top menu bar, go to Account Services then select Dispute Transactions.
  • Click the View Transaction button.
  • You may select a specific billing cycle from the drop-down menu.
  • Place a check mark next to the transaction(s) and click Submit.

By Phone

To submit a credit card dispute by phone:

You can redeem your points online through online banking.

  1. Click on the Login button on our website, then select Online Banking from the drop-down list.
  2. Login using your Login ID and Password.
  3. Click on the credit card account tile on the homepage.  
To redeem credit card points:
  • Click the Browse Rewards button under the section Rewards Balance.
  • Browse for rewards and follow the on-screen instructions to redeem your rewards points.

For more information on Farm Bureau Member Rewards, call 800.221.4748.

Some merchants may require the use of a PIN as an added identification feature.

There are two ways to setup a PIN:

  • Call 888.891.2435 and follow the automated system. This method allows you to select a custom, personalized PIN that is ready for immediate use.
  • You may also contact a Farm Bureau Bank customer care representative by calling 866.644.2535 and request a randomly produced PIN via mail which will arrive within 7 – 10 business days.

Call 866.644.2535 and speak with a Farm Bureau Bank customer care representative.

If you have a credit card with flat numbers, you have received a MasterCard® unembossed, chip-enabled card. The flat numbers serve as another security feature to help manage risk. If you have questions regarding your MasterCard® unembossed card, call 866.644.2535 to speak to a Farm Bureau Bank customer care representative.

Disclosures:

1 Eligible purchases mean any signature or pin-based, online, phone or mail-order purchase made with the Farm Bureau Member Rewards Mastercard. This excludes Cash Advances, Balance Transfers, credits and returns. Triple reward points on qualifying transactions based on merchant code (5411, 5499, 5541, 5542, 5812, 5813, 5814), up to $1500 quarterly. Double reward points may vary from state to state.

2 Based on purchases made in the calendar year that ends 60 days prior to membership renewal month. Balance transfers and cash advances are not included. State eligibility and minimum annual spend requirements for dues reimbursement vary by state and can be found here at membership dues. Available to new and existing members.

3 Rates disclosed as Annual Percentage Rate [APR] and are subject to change without notice. APRs will vary with the market based on the Prime Rate. Introductory APR is applicable for purchases within first 9 billing cycles. After that, your APR will return to the current rate indicated on your statement. If timely payments are not received, the introductory APR may end early. Any amounts over your minimum payment will be allocated to the highest APR balances first. Please see complete card Terms and Conditions and/or Credit Card Agreement for Farm Bureau Member Rewards Mastercard for more information. 

Other fees may apply.

See complete Member Rewards Program Terms.

Concierge services are only available to World Mastercard holders. The cost of goods and services is billed to your Mastercard.

All offers are subject to credit approval. Not everyone will qualify for the World Mastercard and its benefits. Benefits will vary depending upon the card for which you are approved. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your current obligations, we may not be able to open an account for you or you may receive a Platinum card which has fewer benefits. See the Platinum Mastercard Guide to Benefits for more information.

Introductory APR and statement credit offers are available to new card members only.

Points expire after four (4) full years.

Additional terms, conditions and exclusions apply. Refer to the World Guide to Benefits for details or call 1.800.492.3276 for more information.