Loan & Credit Card Rates

Farm Bureau Bank offers loans for a variety of purposes, all with competitive rates to make your money go further.
Apply Now: Loan & Credit Card Rates Contact Us: Loan & Credit Card Rates
Automobiles & Light-Duty Trucks
Cars • SUVs • Minivans • Compact pickup trucks • Full-size pickup trucks (up to 1 ton)

Available to retail and business customers.

Payment Example: Auto Loan - For a $27,075 loan on a new auto with a 36-month term, 45-day first payment date, and 6.29% APR, the monthly payment will be $826.96.

Motorcycles
Motorcycles • Sport Bikes • Scooters • Mopeds

Available to retail customers only.

Equipment, Medium & Heavy-Duty Trucks
Equipment (farm or lawn equipment, implements, forklifts, skid steers, dozers) • Trailers (without living quarters) • Machinery • Medium-duty trucks (1½ - 2 ton) •  Heavy-duty trucks (2½ ton & over)
Available to retail and business customers.
Boats
Boats • Motors • Boat trailers
Excludes commercial boats, yachts, & ships

Certain terms and/or a higher LTV may result in a higher APR.
Boat Loan To Value (LTV) - Maximum 110% for credit 700 and above. 
Maximum collateral value = $600,000.
Boat loans ≥ $150,000 require marine survey and US Coast Guard registration - paid by borrower(s).
Boats > 10 years old require 20% down payment (or 80% LTV). 
Available to retail customers only.

Payment Example:  Boat Loan - For a $90,150 loan on a boat with a 180-month term, 45-day first payment date, and 9.29% APR, the monthly payment will be $931.67.

Recreational Vehicles [RVs]
Motorhomes • Travel trailers • Horse trailers with living quarters
Excludes truck campers & park models

Certain terms and/or a higher LTV may result in a higher APR.
RV Loan To Value (LTV) - Maximum 110% for credit 700 and above. 

Maximum collateral value = $600,000.
Available to retail customers only.

Payment Example:  RV Loan - For a $60,075 loan on a new RV with a 180-month term, 45-day first payment date, and 8.99% APR, the monthly payment will be $610.24.

Powersports
ATVs • UTVs • Golf carts • Snowmobiles • Personal watercrafts [PWC]

Available to retail and business customers.

Credit Cards
For FB-Org corporate card applications, please contact Relationship Banking at 800.988.4419
Card Introductory APR* Purchase APR* Rewards Annual Fee
Farm Bureau Member Rewards Mastercard®
Available to retail customers.
0.00%
on Purchases within the First Nine (9) Months
18.24% Up to 3x Points
on Eligible Net Purchases
None
Premier Business Visa®
Available to business customers.
0.00%
on Purchases and Balance Transfers
within the First Three (3) Months
12.49% Up to 1x Points
on Eligible Net Purchases
None​
FB-Org Corporate Visa®
Available to Farm Bureau organization customers only.
N/A 14.20% Up to 1.00% Cash Back
on Eligible Net Purchases
None
Introductory offers are available to new card members only.
APR is based on creditworthiness and will vary with the market based on the Prime Rate. See card documentation for complete details on rate, rewards.

For more information regarding mortgages, click here

Apply Online

Phone - 877.388.5354

Hours - Mon - Fri, 7am - 7pm CT

  Facebook
  LinkedIn
  Instagram
Contact a Representative Today
Do not include full account/social security numbers or other sensitive information when emailing Farm Bureau Bank.  

Disclosures:

All loan rates disclosed as Annual Percentage Rate [APR]. Interest Rates and all APRs are subject to change without notice. See loan/credit card terms for full details.

Rate may vary based on the amount financed, term, first payment, collateral value and/or age, and mileage.   Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable. Based upon credit qualification and value of the collateral, a down payment may be required. Non-member rates may be 1.50% higher than posted rates and non-member application fees may apply. Rates may be 2% higher on vehicles with mileage over 125k. Farm Bureau Bank does not finance vehicles with mileage over 150k, totaled, reconditioned, refurbished, or salvaged collateral. Existing Farm Bureau Bank loans are excluded from this offer.  The minimum loan amount is $5,000. If loan is paid off early, a penalty may be assessed. Additional documents may be required for consideration. Payment options may vary based on amount to finance and/or collateral.