Purchase Options

We offer a full range of home purchase loan options to fit your unique situation. 
  • Conventional Loans
  • Jumbo Loans
  • Government Loans (FHA, VA, & USDA)
  • Construction Loans 
  • And More! 
Apply For A Loan: Purchase Options Contact a Loan Officer: Purchase Options
Purchase Options Refinance Options Home Equity Options Construction Loans

Conventional Loans

The most common type of mortgage.
  • Best for the majority of homebuyers 
  • Down payment traditionally 20%, but as low as 3%1



 

FHA Loans

A more affordable government-backed option with low down payments and easier credit requirements.
  • Best for first time buyers and buyers with low credit scores 
  • Down payment as low as 3.5%

 

VA Loans2

Special loan programs backed by the US Department of Veteran Affairs for active service members, veterans, and some surviving spouses.
  • Best for veterans and active-duty service members
  • Down payment as low as 0%

USDA Loans3

Lower interest, no down payment loans for qualified borrowers in rural areas or small towns.
  • Best for buyers with low to moderate incomes purchasing in eligible areas 
  • Down payment as low as 0%

Jumbo Loans

Mortgages that are larger than the conforming limit.
  • Best for financing a high-cost property 
  • Down payment as low as 10.01%; loans up to $2 million

Construction Loans

For building your dream home.
  • Best for buyers looking to finance construction costs into one home loan  
  • Down payment varies by loan program
View Refinance Options
Farm Bureau Bank is a full-service financial institution offering personal and business solutions to Farm Bureau members across the United States.
Additional Programs & Resources

Mortgage Calculators
Mortgage Learning Center
Contact A Loan Officer
Disclosures:

1 Mortgage insurance is required for down payments less than 20%. 

2 Subject to VA Eligibility. 

3 Subject to geographical restrictions.