- Small businesses wanting options for growth
- Mid-sized businesses
- Large organizations in need of Treasury Management Services to efficiently manage cash flow
Get $250 when you open any Business Checking Account and meet one of the following in the first 3 statement cycles1:
- Open a new Merchant Services Account2
- Maintain an average daily balance of $5,000
- Sign up for a Treasury Management Service3
Business Checking Accounts
Business Essentials Checking
Small businesses looking for simplicity and convenience
- Minimum Initial Deposit - $50
- Up to 200 Transactions per Month4
- Free Visa® Debit Card
- Free Business Online Banking with unlimited mobile deposits
- Free eStatements & Check Images5
- Eligible for Build Your Own Treasury Solutions6
- Monthly Account Fee - $10 (may be waived)
Maintain a $1,000 minimum average daily balance to avoid the monthly account fee
Business Advantage Checking
Mid-sized businesses with higher transaction levels and more complex needs
- Minimum Initial Deposit - $50
- Up to 500 Transactions per month4
- Free Visa® Debit Card
- Free Business Online Banking with unlimited mobile deposits
- Free eStatements & Check Images5
- Eligible for Build Your Own Treasury Solutions6
- Monthly Account Fee - $20 (may be waived)
Maintain a $10,000 minimum average daily balance to avoid the monthly account fee
Business Analysis
Checking
Larger businesses with heavy transaction volume and sophisticated banking needs
- Minimum Initial Deposit - $50
- Free monthly analysis statement
- Free Visa® Debit Card
- Free Business Online Banking with unlimited mobile deposits
- Treasury Management Solutions [TMS] available6
- Eligible for Earnings Credit [ECR]7
- Monthly Account Fee - $20
Itemized depository and Treasury Management Service fees may be reduced or eliminated based on account activity and ECR7
Build Your Own Treasury Solutions6
You know your business best! At Farm Bureau Bank, you have the opportunity to Build Your Own Treasury Solutions with a customized,
tailored package of Treasury Management Services [TMS] that fit the needs of your business. Here's how:
1) Choose the business checking account8 that is right for you:
Business Essentials - Business Advantage
2) Add the services that suit your business and let your balance offset the fees
- Choose from the Available Services Below -
Choose One (1)
Minimum Daily Current Balance:
$8,000+
Choose Two (2)
Minimum Daily Current Balance:
$16,000+
Choose Three (3)
Minimum Daily Current Balance:
$24,000+
Remote Deposit Capture9
ACH
Payments10
ACH
Collections10
ACH
Positive Pay11
Check
Positive Pay10
Wire
Transfer Services10
Frequently Asked Questions [FAQs]
Check deposits can be made either by mail or using your mobile device with the FBBmobile app. You may also transfer funds to your account electronically from another bank (via ACH or wire transfer) or directly deposit your paycheck (contact your employer for more info).
Mail Deposits
To make a deposit by mail, send the check and deposit slip to:
- Farm Bureau Bank
PO Box 33427
San Antonio, TX 78265-3427
Make sure all checks are properly endorsed and include your account number on the back of the check under your endorsement.
Mobile Deposits
To make a mobile deposit:
- Sign the back of the check and include the following above or below your endorsement:
-
For mobile deposit at Farm Bureau Bank
-
- Log in to FBBmobile on your mobile device.
- Go to Menu.
- Go to Transactions.
- Go to Deposit Check.
- Select the Account.
- Enter the amount.
- Click Save.
- Capture front and back image of the check with your phone's camera.
- Submit deposit.
-
Remote Deposit Capture [RDC] is a solution that allows you to easily submit checks to the bank for deposit with the use of a desktop check scanner. An extended deadline to make your deposits and improved availability of funds means improving cash flow and working capital for your business or organization.
If you are interested in learning more about using this business service, contact our Relationship Banking department at 800.988.4419.
To find out more about opening a business account or adding additional business products and services, contact our Relationship Banking department at 800.988.4419.
Farm Bureau Bank is a full-service financial institution offering personal and business solutions to Farm Bureau members across the United States.
Helpful Tools
Disclosures:
¹ Promotional offer may be discontinued or changed at any time, without notice. Monthly account fees apply but may be waived if certain criteria are met. The $250 will be credited to your business checking account within 60 days after the qualification period of three (3) statement cycles. If the account is closed within six (6) months, the bonus will be deducted at account closing.
² You must process transactions on your new merchant services account for two (2) months to be eligible.
³ Qualifying Treasury Management Services [TMS] include Remote Deposit Capture [RDC], ACH Payments, ACH Collections, ACH Positive Pay, Check Positive Pay, and Wire Transfer Services. All TMS and business checking accounts are subject to limitations. Normal credit qualifications apply. Additional maintenance and processing fees apply. See Business Deposit Fee Schedule for detailed fee information. Enrollment in TMS does not replace the legal terms and conditions of any Business Checking Account. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product or service.
4 Debit transactions include all debits (i.e., ACH, checks, withdrawals) except Farm Bureau Bank debit card transactions and internal transfers. Transactions exceeding maximum monthly limit will be charged $0.50 for per transaction.
5 Up to five (5) years history available.
6 All Treasury Management Services [TMS] and business checking accounts are subject to limitations. Normal credit qualifications apply. Additional maintenance and processing fees apply. See Business Deposit Fee Schedule and/or Business Analysis Fee Schedule for detailed fee information. Enrollment in Treasury Management Services does not replace the legal terms and conditions of any Business Checking Account. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product or service.
7 Earnings Credit Rate [ECR] is determined by the Bank and is subject to change at the Bank’s discretion.
8 A qualifying business checking account is required. Farm Bureau Bank reserves the right to change account types based on activity changes. We will give you reasonable notice in writing or by any other method permitted by law.
9 One (1) single-feed check scanner included.
10 Message and data rates may apply, contact wireless provide for complete pricing details.
11 Available services may differ based on account options.
Farm Bureau Bank deposit accounts are FDIC-insured up to $250,000 per depositor.
Fees could reduce earnings on deposit accounts.