Refinance Options

We offer a variety of rate, term, and cash-out refinance options to fit your unique goals and needs. 
  • Conventional Refinance
  • FHA & VA Refinance
  • And More!  
Apply For A Loan: Refinance Options Contact a Loan Officer: Refinance Options

Put Your Mortgage to Work for You 

  • Cash Out - Take advantage of the equity in your home. Get cash to pay down debit, make home improvements, or to put towards a new investment. ​
  • Lower Payments - Getting a better rate or terms can help your monthly mortgage payment. 
  • Reduce Loan Term - Pay your mortgage off sooner by refinancing into a shorter term. 

Conventional Refinance

The most common type of mortgage.
  • Rate, term, and cash-out refinances





 

FHA Refinance

A more affordable government-backed option with low down payments and easier credit requirements.
  • FHA Streamline Refinance 
  • FHA Rate, Term, or Cash-out Refinances 

 

VA Refinance2

Special loan programs backed by the US Department of Veteran Affairs for active service members, veterans, and some surviving spouses.
  • Interest Rate Reduction Refinance Loan [IRRRL]
  • VA Cash-Out Refinance

USDA Refinance3

Low interest, no down payment loans for qualified borrowers in rural areas or small towns.
  •  USDA streamlined refinance

 

Jumbo Loan Refinance

Refinance a mortgage that is larger than the conforming limit.
  • Best for financing a high-cost property


 

Construction Loans

For building your dream home.
  • Conventional One-Time Close New Construction Loans
  • VA Construction Loans
Farm Bureau Bank is a full-service financial institution offering personal and business solutions to Farm Bureau members across the United States.
Disclosures:

1By refinancing the existing loan, the total finance charges may be higher over the life of the loan. 

2Subject to VA Eligibility. 

3Subject to geographical restrictions.