Deposit Rates

We provide a range of superior financial products and services that offer nationally competitive account rates and higher than average yields.
Open Account: Deposit Rates Contact Us: Deposit Rates
Deposit Rates Loan & Credit Card Rates
Performance Checking & Health Savings Account [HSA] Checking
$100 Minimum Initial Deposit
Open Account
Available to retail customers only.
Performance Money Market
$100 Minimum Initial Deposit ($250 for IRA)
MMA Rates and APYs valid for IRAs
Open Account
Available to retail and business customers.
Plus Money Market
$25,000 Minimum Initial Deposit
MMA Rates and APYs valid for IRAs
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All rates and APYs are with E-Option.
Available to retail customers only.

Business Money Market
No Minimum Initial Deposit
Open Account

All rates and APYs are with E-Option.
Available to business customers only.

Internal Cash Sweep® [ICS]
$250,000 Minimum Initial Deposit
FDIC insured up to $100 Million
Call 800.988.4419

ICS is now part of ​IntraFi℠ Network Deposits℠ (DDA-MMDA Option). Farm Bureau Bank offers ICS as an easy and convenient way to enjoy FDIC insurance of up to $100 Million for deposit amounts over $250,000. Have access to funds with 6 allowed withdrawals per month. For more information contact Relationship Banking Department at 800.988.4419 or email us.
Available to retail and business customers.

Farm Bureau Member Money Market
No longer available for new accountholders
Open Account

All rates and APYs are with E-Option.
Legacy product.

HSA  Checking
See Checking

Available to retail customers only.

HSA Money Market
$100 Minimum Initial Deposit
Open Account
Available to retail customers only.
HSA  CD
See Certificates of Deposit [CDs]

Available to retail customers only.

Certificate of Deposit [CD]
$1,000 Minimum Initial Deposit ($50,000 for Jumbo)
CD Rates and APYs valid for HSAs and IRAs
Open Account

A penalty may be imposed for withdrawals before maturity and may reduce earnings.
Available to retail and business customers.

CD with Step-Up Option
$1,000 Minimum Initial Deposit ($50,000 for Jumbo)
CD Rates and APYs valid for HSAs and IRAs
Open Account

A penalty may be imposed for withdrawals before maturity and may reduce earnings.
Available to retail and business customers.

Certificate of Deposit Account Registry Service® [CDARS]
$250,000 Minimum Initial Deposit
FDIC insured up to $50 Million
Call 800.988.4419

A penalty may be imposed for withdrawals before maturity and may reduce earnings.
CDARS is now part of ​IntraFi℠ Network Deposits℠ (CD Option). Farm Bureau Bank offers CDARS® as an easy and convenient way to enjoy FDIC insurance of up to $50 Million for deposit amounts over $250,000. For more information contact Relationship Banking Department at 800.988.4419 or email us.
Available to retail and business customers.

IRA MMA
See Money Market Accounts [MMAs]

Available to retail customers only.

IRA CD
See Certificates of Deposit [CDs]

Available to retail customers only.

FB-Org Money Market Account [MMA]
No Minimum Initial Deposit
Call 800.988.4419

All rates and APYs are with E-Option.
​Available to Farm Bureau organization customers only.

FB-Org Certificate of Deposit [CD]
$1,000 Minimum Initial Deposit
Call 800.988.4419

A penalty may be imposed for withdrawals before maturity and may reduce earnings.
Available to Farm Bureau organization customers only.

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As low as 17.49% APR*

1 See Terms & Conditions for details.
Farm Bureau Bank is a full-service financial institution offering personal and business solutions to Farm Bureau members across the United States.
Disclosures:

1 The Annual Percentage Yield [APY] and interest rate on tiered rate accounts will change based on the account balance, as indicated by the tiers on the Rate page. If the balance increases or decreases into a different tier, the new rate yield and rate will take effect the date the balance changes and applies to the entire balance of the account. Interest rates and corresponding APYs may change at the bank’s discretion. Fees could reduce earnings on the account.

2 The Annual Percentage Yield [APY] quoted by the bank assumes interest remains on deposit until maturity (if applicable). For deposit accounts, interest is compounded daily and paid monthly. Withdrawals prior to maturity will reduce earnings. There is a substantial penalty for early withdrawals from CDs. The interest rate paid on new CD accounts will be equal to the greater of (1) the interest rate that is in effect on the date a mailed application is postmarked or, (2) the interest rate that is in effect on the date the funds are received by the bank. Interest rates and corresponding APYs may change at the bank’s discretion. Fees could reduce earnings on the account.

Farm Bureau Bank deposit accounts are FDIC-insured up to $250,000 per depositor.

Interest rates and corresponding Annual Percentage Yields [APYs] may change at the bank’s discretion. Fees could reduce earnings on the account. See account terms for full details.